Affordable House and Lot For Sale in Cavite
" Stop Renting ! Own Your Dream Home. "
GENERAL TRIAS CAVITE HOUSE AND LOT - KAWIT CAVITE HOMES FOR SALE - LANCASTER VILLAGES - PROFRIENDS
Haven House Model @ Lancaster Village in Lancaster Estates
(Affordable House and Lot For Sale in Cavite Philippines)
House Details
| Location | : | Kawit, Cavite Philippines | |
| Address | : | Imus, Kawit,, Cavite | |
| Price / Budget | : | Php 1,658,000.00 / USD 31,000.00 | |
| Bedrooms | : | 4 | |
| Bathrooms | : | 2 | |
| Floor Area | : | 80 sqm | |
| Land Area | : | 85 sqm. | |
| Condition | : | New - Single Attached |
The Haven House Model
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 | House Features:
| House Finishes:
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DIMENSIONS
- Bedroom 1 (Kid's Room) - 6.50 sqm (70 sq.ft)
- Bedroom 2 - 8.10 sqm (87.1 sq.ft)
- Bedroom 3 - 8.55 sqm (92 sq.ft)
- Bedroom 4 (Master's Bedroom) - 13.85 sqm (149 sq.ft)
- Toilet 1 (Ground Floor) - 2.50 sqm (26.9 sq.ft)
- Toilet 2 (2nd Floor) - 2.50 sqm (26.9 sq.ft)
- Kitchen - 7.85 sqm (84.4 sq.ft)
- Living Room - 11.90 sqm (128 sq.ft)
- Dining Room - 8.80 sqm (94.6 sq.ft)
- Stair & Hallway - 9.45 sqm (101.6 sq.ft)
Imus, Gen. Trias and Kawit in Cavite
This linear park concept brings back those days when children could romp around freely at a safe distance, without the parents worrying where they are. Here is where you can stroll with your spouse and kids, or teach them games from the good old days when all you needed was time, a playmate and space. Foster friendships with your neighbors as you fancy an outdoor barbecue. Or, simply relax and enjoy the breeze in that park you can call your own.
LANCASTER VILLAGES is located in Lancaster Estates, a 150-hectare masterplanned community whose span covers Imus, Gen. Trias and Kawit in Cavite.
Amenities such as a secured entrance gate, a swimming pool, basketball court, Country Club and a village chapel will make life more convenient and enjoyable.
Amenities and Facilities
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Linear Park
Entrance Gate
Church
Country Club
The Linear Park – a vast open space specifically designed for residents to enjoy the comforts of a park right next to or behind their homes. At a linear park, there are more reasons to enjoy the outdoors. There’s abundant natural light, good ventilation, not to mention, the proximity to home that makes it a safer playground for kids and the young at heart.
This linear park concept brings back those days when children could romp around freely at a safe distance, without the parents worrying where they are. Here is where you can stroll with your spouse and kids, or teach them games from the good old days when all you needed was time, a playmate and space. Foster friendships with your neighbors as you fancy an outdoor barbecue. Or, simply relax and enjoy the breeze in that park you can call your own.
Location Map
Master Plan
LAND MARK
Malls
- SM City Bacoor (15 mins. drive)
- Robinson's Place Imus (15 mins. drive thru Alapan Road)
- Puregold (15 mins. drive)
- Emilus' Supermarket (Binakayan)
- Malvar Supermarket (Binakayan)
Schools
- STI Bacoor
- Cavite School of Saint Mark
- Theresian School of Cavite
- International School for Hotel and Restaurant Management (ISHRM) - along Tirona Highway
- San Sebastian College - Recolletos - Cavite City
Banks
- Land Bank
- Metro Bank
- BPI
- Allied Bank
- China Bank
- BDO
Hospitals
- Cavite Doctors' Medical Center, Inc. - Gen. Trias
- Contreras Medical Clinic - General Trias Drive, Rosario
- Divine Grace Medical Center - Bacao, Gen. Trias
- General Trias Maternity and Pediatric Hospital - Tejero, Gen. Trias
- General Trias Medicare Hospital - Pinagtipunan, Gen. Trias
- Kawit Kalayaan Hospital - San Sebastian, Kawit
- Our Savior Hospital - General Trias Drive, Rosario
- Prime Global Care Medical Center, Inc. - Bacoor
- Saint Dominic Medical Center, Inc. - Talaba, Bacoor
- Saint Michael Medical Hospital - Molino II, Bacoor
- San Agustin Medical Clinic - Bacoor
Resorts/Restaurants
- Kartini Hotel
- Island Cove Resort & Leisure Park
- Leslie's Restaurant (Bacao)
- 888 Fishing Place (along Covelandia Road)
Name of Villages | Total Number of Houses | Price Range | Status | Construction |
| 1.Lancaster Residences-Phase 1 | 554 Villas | Php600,000 | 90% Sold | Fully Constructed |
| 2.Lancaster Residences-Phase2-4 | 989 Townhouses | 830,000 | 95% Sold | Fully Constructed |
| 3.Lancaster Residences-Phase 5 | 880 Townhouses | 730,000 | 80% Sold | 30% Constructed |
| 4.Lancaster Residences-Phase 6 | 351 Townhouses | 830,000 | 99% Sold | Fully Constructed |
| 5.Lancaster Residences-Phase 7 | 150 Townhouses | 750,000 | Newly Opened | Preselling |
| 6.Lancaster Villages -Phase 1 | 390 Single detached | 1,419,000 | 70% Sold | 10% Constructed |
| 7.Lancaster Villages -Phase 2 | 471 Single detached | 1,488,000 | 70% Sold | Preselling |
| 8.Lancaster Place -Phase 1 | 387 Townhouses | 960,000 | Newly Opened | Pre-Selling |
| Total Number of Houses | 4,172 Houses | | | |
24 HOURS TRANSPORTATION ACCESSIBILITY
• There is a bus terminal near Lancaster Estates. So expect one or two rides only to your place of work.
• A private school (prep – college) will be built near Lancaster Estates. Good rental investment soon.
• An Ayala Mall will soon be built nearby.
• Commercial areas like Wet Market, Banks and FastFoods will be just a walk away from your house.
• Hospital is also 3 minutes drive. While Church will be built right beside the Country Club.
How long is travel time to Lancaster Place?
If you come from Makati, estimated travel time is 45 mins – 1 hour. But once the Coastal Road Extension is opened this year, expect shortened travel time. From Coastal Road in Zapote up to Centennial Road in Imus, the road is only 6 kilometers long.
There are public buses from Lawton or Cubao that will pass thru Lancaster Estates. Jeepneys from Baclaran are also available.
SAMPLE COMPUTATIONS
Option 1: Bank Financing (Inner Lot)
| Selling Price | Php 1,700,000.00 |
| 20% Downpayment | Php 340,000.00 |
| Less: Reservation | Php 20,000.00 |
| Net Downpayment | Php 320,000.00 |
| Payable in 15mo. | Php 26,666.67 |
| Loanable Amount | Php 1,360,000.00 |
| Legal and Misc. Fees | Php 136,000.00 |
| Total Loanable Amt. | Php 1,496,000.00 |
Monthly Amortization @10.5% (Bank Financing):
| 5yrs. | Php 32,862.22 |
| 10yrs. | Php 20,893.62 |
| 15yrs. | Php 17,244.11 |
NOTE:
- Fire and MRI insurance are included.
- Move-in on the 19th to 21st month or after paying downpayment
- Processing Fees includes Transfer of Title.
- Interest rate is reference only.
- Prevailing interest rate will apply upon loan takeout.
- Bank terms for OFW is 10 yrs while locally employed has up to 15 yrs.
- Developer will process loan. Tied up with Metrobank and UCPB.
- Bank maximum approved amount will depend on salary & age (loan maturity is 55 yrs.).
Option 2: CASH PAYMENT SCHEME (INNER LOT)
(Legal & Miscellaneous Fees and Reservation Fee not included in the computation of the discount)
PRICE STARTS AT PHP 1,300,000.00 AND UP
| Typical Selling Price | Php 1,700,000.00 |
| Less: Reservation Fee | Php 20,000.00 |
| Selling Price Net of Reservation Fee | Php 1,680,000.00 |
| 10% Discount within 7 days from the date of reservation | Php 1,512,000.00 |
| 9.5% Discount within 8 to 30 days from the date of reservation | Php 1,520,400.00 |
| 9% Discount within 31 to 60 days from the date of reservation | Php 1,528,800.00 |
| 8.5% Discount within 61 to 90 days from the date of reservation | Php 1,537,200.00 |
Option 3: In-House Financing
| Selling Price | Php 1,700,000.00 |
| Down payment (20%) | Php 340,000.00 |
| Processing Fee (4.5%) | Php 76,500.00 |
| Total Down Payment | Php 416,500.00 |
| Less: Reservation Fee | Php 20,000.00 |
| Net Down Payment | Php 396,500.00 |
| Payable in 15 months | Php 26,433.33 |
Total Remaining Balance: Payable Through In-House Financing
| 80% Balance | Php 1,360,000.00 |
Amortization Including Insurance Fees
Years to Pay:
| Ten (10) years @ 21% | Php 27,190.71 |
| Five (5) years @ 18% | Php 34,535.06 |
NOTE:
- Fire & MRI insurance not included. Estimated at .0005% of loanable amount.
- Transfer of Title cost not included.
- Processing fees includes One year Advance Real Property Tax & Insurances,
- Advance Homeowners Dues and Documentation/Notarial Fees.
- In-house processing will be processed by the Developer. Buyer just need to submit requirements
POLICIES
Conditions of Sale
- Non-refundable reservation fee ranges from 5,000.00 to 30,000.00
- Amount paid formalizes the reservation of a housing unit in the project and forms part of the equity
- First-come, first served basis
Downpayment (Equity)
- The buyer may choose the following options:
- PLAN A – 20% of total selling price
- PLAN B – 30% of total selling price
Payments In-house
- Payments must be remitted only to the Main Office of PRO-FRIENDs and through an authorized PRO-FRIENDS staff only
Reservation Date Date of PDC
-
- 6th to 20th day (Current Month) 20th day of the next month
- 21st ( current month) to 5th day 5th day of the subsequent month
(next month)
- In-House financing terms:
- Loanable amount is payable in 5 years at 18% or 10% years at 21% fixed interest.
Payment Pag-IBIG
- Equity/Downpayment
- Payments must be remitted only to the Main office of PRO-FRIENDs and through an authorized PRO-FRIENDs staff only
Reservation Date Date of PDC
-
- 6th to 20th day (Current Month) 20th day of the next month
- 21st ( current month) to 5th day 5th day of the subsequent month
(next month)
- Monthly Amortization
- For 2 years, PDC’s will be addressed to PRO-FRIENDs and it will always be 5 days advance.
- If their hit date is on the 20th day, their date of PDC will be on the 15th day of the month.
- If their hit date is on the 5th day, their date of PDC will be on the 30th day of the month.
- After 2 years, PDC’s will be dated based on the original datres of PDC (12 PDCs for CEDAR, VILLAS & MANOR; 20 PDCs for other projects)
Penalty on Delayed Payments
- 1/10 of 1% compounded per day of delay.
- Any request for hold or pullout of check shall be charged by PRO-FRIENDs an Administrative Fee of P 100.00 per transaction.
Forteiture and Cancellation
- Failure to submit documentary requirements and non-payment of 1st equity
- The RETURN or non-payment of checks issued including “stop payment order”
- Any delay in the encashment of checks on due dates stated for any reason not attributed to PRO-FRIENDs.
- Failure or refusal of the buyer to complete the down payment or to pay any installment on the down payment & monthly amortization
- Voluntary back out of buyer
Transfer of Location / Ownership
- Transfer fee of P3,000.00 is required
- Retain prevailing selling price and terms at point of transfer (allowed only for upgrading or same selling price)
- Covers transfer of rights and change of unit or financing scheme
- Original schedule of payment will be followed
- Account is current and updated (no transfer on delinquent accounts)
House Construction
- House Completion is within 3 months after the last equity
Move-in for In-house
- A buyer will not be allowed to move in unless:
- Downpayment is fully paid
- Posted checks for monthly amortization have been issued
- All documentation requirement are complied with
- Buyer should secure the Authority/Clearance to Inspect after 60 days upon the receipts of Notice of Completion (NOC), otherwise, unit will deemed accepted
- Buyer must secure Authority to Move In from Head Office upon the receipts of Certificate of House acceptance from the site
- Unit is considered 100% complete once accepted by the buyer
- Early Move-in
- Unit is ready to be occupied
- Monthly amortization will start 30 days from the date of Clearance for Inspection (CFI)
Move-in for Pag-IBIG
- Buyer will not be allowed to move in if there is no take out order from Pag-IBIG
(No take out, no move in policy)
Real Property Taxes, TCT transfer & Registration
- Buyer is bound to pay the real estate taxes and special taxes levied or that may be levied on the property during the time the CTS is in force, when they become due and payable, including the corresponding surcharge and penalties in case of delinquency
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Procedure in Buying a House in the Philippines
representative.
Developer's Sales Map.
3. Decide what will be your mode and terms of payment.
Mode of Payments:
a. Inhouse Financing
b. Bank Financing
c. Cash Deferred Payment - 24 equal monthly installment ZERO interest
d. Spot Cash Payment - avail of discount if fully paid within 6 months.
e. Pag-IBIG Financing
a. Downpayment payable in how many months?
b. Balance payable in how many years?
4. Fill up Buyer's Information Sheet (BIS) and Reservation Agreement Form.
5. Pay the reservation fee.
6. Sign the following forms:
a. Contract to Sell
b. Special Power of Attorney (if Buyer is not available)
c. Insurance Form (Mortgage Redemption Insurance (MRI) and Fire
Insurance
d. Inhouse or Pagibig or Bank Loan Application Forms
7. Get from Developer's Office/Agent list of requirements to be submitted
together with signed forms. Must be submitted within 60 days from
reservation date.
8. Pay first your monthly downpayment 30 - 45 days from reservation
date. After full downpayment, start paying your monthly amortization.
9. Upon full downpayment, you may now inspect your house in preparation
for transfer or move-in.
10. Sign house acceptance after inspection.
11. You may now apply for Meralco (3 weeks) and water connection (3
days) thru Developer's Office (selected projects only). While waiting for
electric connection, Developer will allow youto get electric connection
thru sub-meter connection within the village.
12. Upon house acceptance, you'll be allowed to construct interior and
exterior improvements and expansion.Just get approvalfrom Developer's
Office. Approval from the Developer is free,fast and easy. You'll only
payfor the Building Permit to Local Municipal's Office.
requirements
Requirements for Bank Financing
Standard Application Requirements
A. Documents:
1. Contract To Sell (9 Copies)
2. Deed of Reconveyance (7 Copies)
3. Deed of Absolute Sale (7 Copies)
4. Cocolife Insurance Form (2 Copies)
5. PNB Life Insurance Form (2 Copies)
6. CI Form (1 Copy)
7. Metrobank Application Form (MBTC Financing)
8. AXA Life Form (MBTC Financing) - 2 Copies
9. UCPB Application Form (UCPB Financing) - 1 Copy
10. SPA Form (MBTC/UCPB - 7 Copies) - 3 Copies Consularized
11. SPA Form - Profriends (7 Copies)
12. AIF Info Sheet - attached with 1 pc. ID Picture (1 Copy)
B. Requirements:
1. Counseling - PFI (Developer)
2. 1x1 Picture (3pcs)
a. Buyer
b. Spouse
c. AIF
3. Photocopy of Valid ID's
a. Buyer
b. Spouse
c. AIF
4. Residence Certificate
a. Buyer
b. Spouse
c. AIF
5. Tax Identification (TIN) - Buyer
6. Marriage Contract / Birth Certificate
7. Proof of Billing (Electric bill, water bill, phone bill, etc)
8. Job Contract or CEC (Original) - Consularized and needs e-mail add of the Company
9. Post Dated Checks
a. Down Payment
b. Guaranteed Check - if applicable
To be submitted if applicant is self employed.
1. Audited Financial Statements for the last 2 years
2. Two (2) years in-house Financial Statement and Interim Statement (when available)
3. ITR for the last 2 years
4. Photocopy of Bank Statements and Passbooks for the last 6 months
5. Certificate of Business Registration with SEC or DTI (if single proprietorship)
6. Articles of Incorporation and By-Laws (if applicable)
7. Business Background / Company Profile
8. Trade Suppliers / Customers (at least 3 for each with contact persons and telephone numbers)
In House (Initial Requirements)
1. Latest proof of income.
2. 3pcs. recent 1 x 1 I.D. pictures
3. Marriage Contract, Birth Certificate, or Separation papers (if needed)
4. Community Tax Cert. No.
5. Complete post dated check for Equity and Amortization
6. TIN
Additional Requirements for OFW
1. Initial requirements
2. Job Contract
3. Passport
4. Special Power of Attorney (SPA)
5. Valid I.D. of Attorney in Fact
6. 1 pc. I.D. picture of Attorney in Fact
7. Residence Certificate of Attorney in Fact
Self-Employed
1. Initial Requirements
2. Affidavit of Income
3. Business Name and Permit
4. Passbook with 3 months maintaining balance
5. ITR